You can easily change the categories as needed. You may learn how to use Excel better in the process. To get started, you can use my free personal budget spreadsheet template in Excel or Google Sheets to track your income and expenses using a common set of budget categories. If you use and customize any template for your personal budget, make sure you understand how it works and always double-check the formulas. The flexibility comes at the price of possibly deleting or messing up an important formula, or making bad assumptions. In my opinion, the #1 problem associated with using a spreadsheet for your personal budget is the chance that you'll make errors. it's just a disclosure to say that I don't ONLY use Excel any more.Ī spreadsheet may not be the best budgeting solution for everybody. I started out using Excel to do everything, but I began using Quicken after a friend showed me how easy it was to keep track of checks and credit card charges and download transactions directly from my bank. A budget is almost useless without tracking what you are spending. For expense tracking, you could use my Income and Expense Worksheet, Checkbook Register, or the newer Money Manager. Tracking your income and spending comes both before and after making a budget. For example, I like to use cell comments to explain certain budgeted items in more detail (such as the fact that in May, there is Mother's Day and a couple of birthdays to remember).Ĭreating a simple personal budget (even if it is only on paper) is one of the first steps to gaining control of your spending habits. The reason I use Excel when working with my home and business budgets is that it gives me complete flexibility to keep track of the information the way I want to. If you don't own Excel, then Google Sheets and OpenOffice are free options to consider. Microsoft Excel isn't free, but if you already own Excel, then you can create a budget without purchasing other budgeting software. Data provided 'as is' without warranty and subject to error and change without notice.42 Effective Ways to Save Money Budgeting Tips for the New Year Why Use Excel for your Personal Budget?įirst reason: it's free. All content of this website is copyright © 2011-2024 Calendarpedia®. Not for commercial distribution or resale. All our monthly calendar templates are blank, printable, editable and macro-free and may be used free of charge for non-commercial use, provided that the Calendarpedia logo, the copyright notice ("© Calendarpedia®, and the disclaimer ("Data provided 'as is' without warranty") are not removed. The files can be easily modified and adapted to meet your specific requirements, then saved and used again at a later stage. More free Excel calendar templates are also available from the Microsoft template gallery (calendar section). Read more about the various Excel versions and file formats on Wikipedia. Also compatible with Microsoft Office for Mac (macOS) and Microsoft Office mobile for iPad/iOS, Android and Windows 10 mobile. If you have one of the older versions of Excel that only supports the ".xls" format (Excel 2000, 2002/XP and 2003), or if you don't have Excel installed, use Microsoft Office Online or one of the free Microsoft Excel/Microsoft Office alternatives FreeOffice PlanMaker, LibreOffice Calc and Google Sheets, which are all free of charge ( OpenOffice Calc unfortunately has minor formatting problems when opening our calendars). They are saved in Microsoft Excel ".xlsx" format and can be used with the newer versions of Excel that support the XML document standard (files with ".xlsx" extension - Excel 2007, 2010, 2013, 2016, 2019, 2021 and Office 365). The templates are blank, printable and macro-free and are easy to edit, amend, save and use again later. Practical and versatile monthly calendar templates, undated, fully editable and customizable, free to download and print.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |